From time to time, individuals impersonate an established and reputable company with the intent
of deceiving clients into volunteering personal information that can be used to steal their identity.

Recently some Merrill Lynch clients have reported receiving fraudulent e-mails that appear to be
from Merrill Lynch but which have, in fact, been sent by imposters. How can you tell the difference? Fraudulent e-mails typically include website links, and or request you to provide personal information.

Merrill Lynch has not and will not initiate a request for sensitive information via e-mail.

Merrill Lynch is working aggressively internally and with law enforcement agencies to investigate and resolve any such incidents.

If you suspect you've received a fraudulent e-mail, please report it now at abuse@bankofamerica.com or call the Participant Service Center and ask for a representative.

For more information about Phishing and how you can protect yourself from identity theft and fraud
visit the Merrill Lynch Privacy & Security Center.